Welcome To STX Roofing
Hail Damage Roof Repair in Houston
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What Hail Does to a Roof
Hail does not always punch a clean hole. More often it bruises the shingle, knocking off the protective granules and crushing the mat underneath. That bruise may not leak this year, but it shortens the roof’s life and opens the door to water later. We have found that homeowners often dismiss hail damage because the roof still looks fine from the street. The proof is usually elsewhere. If hail dented your gutters, vents, or AC fins, it was big enough to bruise asphalt shingles. That collateral damage is the tell, and it is one of the first things we check.
Signs of Hail Damage You Can Spot
Before you climb anywhere, look for these clues:
- Dents in metal gutters, downspouts, vents, or the AC condenser.
- Piles of shingle granules in the gutters or at the bottom of downspouts.
- Dark, soft spots on shingles where the granules are gone.
- Cracked or split shingles, or pieces in the yard.
- Dings on the mailbox, fence cap, or grill, which show how hard the hail fell.
Hail damage is often functional, not just cosmetic, which is the part that decides a claim. A bruise that breaks the seal is functional. A tiny surface ding may be cosmetic, and some Texas policies exclude cosmetic damage through an endorsement. We tell you which is which so you do not waste a claim or miss a real one.
Our Hail Repair Process
First, we do a free hail inspection and check the roof and the collateral spots like gutters and vents. Second, we document every bruise and break with dated photos. Third, because hail damage is almost always insurance work, we help you understand your policy before you file. Our owner, Russell Mullin, worked as an insurance adjuster, so you get a real read on how the claim will be valued. Fourth, once the scope is approved, we repair or replace with GAF Master Elite and CertainTeed ShingleMaster crews, backed by a lifetime labor warranty on residential roofs.
Our Services
Roof Replacement
Professional roof replacement services using quality materials to protect your home for years to come.
Metal Roof
Durable, energy-efficient metal roofing built for long-term performance and protection.
Commercial Roofing
Reliable commercial roofing solutions designed to protect your business and minimize downtime.
Gutter Guards
Leaf Blaster Pro gutter guards professionally installed for clog-free, low-maintenance gutters.
Gutter Installation
Custom-fit gutter installation that directs water away and protects your home’s foundation.
Roof Repairs
Expert roof repairs in Houston – fast, reliable fixes for leaks, storm damage, and normal wear.
Roof Maintenance
Proactive roof maintenance services that extend roof life and prevent costly repairs.
Soft Washing
Gentle soft washing that safely removes stains, algae, and buildup without damaging your roof.
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Why Choose STX Roofing After Hail
Hail brings out the storm chasers, and they love a hail map. Those out-of-town crews push you to sign before they even quote, then leave a warranty that vanishes with them. We are veteran-owned, local to Huffman, and we have repaired hail damage here since 2016. We carry an A+ BBB rating and strong local reviews.
The biggest reason to call us is the claim itself. Hail repair is insurance repair, and we know the inside of that process. We can tell you why your first check is smaller than our estimate. On a replacement cost policy, the first check is the cash value, and the recoverable depreciation comes after the work is documented. On an older roof, expect actual cash value and steeper depreciation. We set that expectation up front.
Hail Repair Across the Lake Houston Area
We cover the north and east side of Houston, within about 25 miles of Huffman. That includes Atascocita, Kingwood, Porter, Humble, and Crosby. Hail does not fall evenly, so two homes a mile apart can have very different damage. We check each roof on its own rather than assuming the whole street matches the hail map. Local owners in these San Jacinto basin neighborhoods call us because we give them a straight answer, even when the answer is that the roof is fine and no claim is needed.
What Hail Repair Costs
Hail repair cost depends on how much of the roof is bruised and whether the damage is bad enough to replace rather than patch. A few damaged areas is a smaller job. Widespread bruising on an older roof often points to replacement. The factors that drive the price are the size of the damaged area, the roof’s age and material, and the height and pitch. We give you a written quote before any work, and the hail inspection is free. When the damage is claim worthy, we help you understand what your policy may pay.
Acting on hail damage early protects more than the roof. A bruised shingle that breaks down lets water reach the wood deck and the rooms below, and that interior damage often costs far more than the roof repair. Most policies also set a time limit for filing a hail claim, so waiting can cost you the claim itself. A quick free inspection puts the damage on record while it is fresh and keeps your options open. We would rather check it now than fix a soaked ceiling later.
Schedule Your Free Hail Inspection
Hail damage hides until the next rain finds it. If a hailstorm rolled through your area, do not guess from the ground. STX Roofing offers a free hail inspection and honest hail damage roof repair across Houston, led by a former insurance adjuster who knows how these claims work. We tell you whether your roof reached the threshold and document it the right way. Call us at (281) 601-7663 or request your free hail inspection today.
Frequently Asked Questions
How do I know if hail actually damaged my roof?
Check the metal first. If hail dented your gutters, vents, or AC unit, it was large enough to bruise your shingles. A free inspection confirms whether the roof took functional damage that could leak later.
My insurance paid far less than your hail estimate. Why?
On a replacement cost policy, the first check is only the actual cash value. The held back amount, called recoverable depreciation, is released after the work is completed and documented. The gap is normal, not a denial.
My roof is more than 15 years old and hail hit it. Will insurance replace it?
Maybe, but often on an actual cash value basis with heavy depreciation for age. Some Texas policies cap older roofs that way. We explain what your policy likely allows before you file.
What is the difference between cosmetic and functional hail damage?
Functional damage breaks the shingle seal or mat and threatens the roof’s job of keeping water out. Cosmetic damage is surface only. Some Texas policies exclude cosmetic damage through an endorsement, so the difference matters.
Do I have to climb on the roof to check for hail?
No, and you should not. Look for dented metal and granules in the gutters from the ground. Then let us inspect the roof safely. Our hail inspection is free.
Will filing a hail claim raise my premium?
It can, since claims affect your record. That is one reason we inspect first and tell you whether the damage is real and claim worthy. We never push you to file over minor cosmetic dents that your policy may not even cover.
How long after a hailstorm should I get my roof inspected?
Within a few weeks is wise, and sooner is better. Hail bruises can sit quietly until the next heavy rain finds the weak spot, and many policies have time limits for filing. A free inspection puts the damage on record while it is fresh.
